Health Insurance
Overview
Medical treatment costs today are shooting through the roof. Without a comprehensive health policy, you risk eroding your savings and sinking into debt when an emergency strikes. With the right insurance policy, you can cover all your and your loved ones’ medical bills.
Finbros Capital Advisory helps you pick the best health insurance policies in India to get the best medical care without hurting your savings. We guide you every step of the way to attain financial security by covering a wide range of health issues with the right health cover. Find low-cost health insurance that covers expenses for hospitalization, surgery, and more with us.
Choose Finbros Capital Advisory to identify the best health insurance plan for you and your family, and give your loved ones a financially secure future. We bring you premium health insurance, in partnership with India’s leading insurers, to protect you from high healthcare costs during medical emergencies and hospitalizations.
Tomorrow belongs to those who prepare for it today. Secure your future with the best health insurance in India!
Major Features
Our comprehensive health insurance for senior citizens and youngsters alike comes with many advantages.
Finances your OPD needs
Our plans are designed to cover all your minor and major medical expenses. This includes teleconsultation with a doctor, pharmacy, and routine tests - all covered on a cashless basis. This feature covers all outpatient costs, including consultation fees with doctors, health check-ups, pharmacy bills, diagnostic tests, and so on. Here, you can claim expenses incurred without hospitalization.
Pre-and post-hospitalization care
One of the most important benefits of health insurance coverage is that it covers your medical bills both before and after you are admitted to the hospital. Medical costs incurred by you before admission to a hospital are known as pre-hospitalisation expenses. The medical costs incurred after you are discharged from the hospital are known as post-hospitalization expenses. Both are covered by health coverage.
Covers pre-existing conditions
Once you've finished the prescribed waiting period from the time of the policy issue, the health plan will cover you for pre-existing conditions as well. In the insurance world, a pre-existing disease is any illness you had and were diagnosed with 48 months (or less) before you acquired your policy. PEDs can be used to treat a variety of medical illnesses, including cancer and diabetes, as well as minor ailments like high blood pressure or allergies.
Offers cashless treatment
No need to fret about the money for your medical bills while you're in the hospital. If the hospital is in your health insurance network, your provider will deal directly with them. A cashless health insurance feature is one in which the insurance company pays the treatment costs directly to the care home or hospital in which you are admitted.
Allows you to avail of tax benefits
Section 80D of the Income Tax Act of 1961 allows you to claim a tax deduction for health insurance premiums. The premium amount paid for health insurance is tax-deductible. That is, you can deduct the cost you pay as a premium from your taxable income. This benefit is subject to certain limits.
Provides additional insurance coverage
According to the policy certificate of your health plan, you receive an additional sum covered for each claim-free year. It allows policyholders to get their medical bills paid even if their standard health insurance policy's limit has been reached.